Which financial instruments does USPS NOT manage?

The correct answer highlights that money transfers are not a financial instrument managed by USPS. While USPS does offer various services related to financial transactions, such as money orders and sure money services (which can refer to domestic and international remittances), money transfers as a broader category typically involve services provided by banks or dedicated financial institutions.

In contrast, gift cards, which are prepaid cards for specific retailers or general use, and money orders, which are secure forms of payment, fall directly under USPS's offerings. Sure money can also refer to remittance services provided by USPS, which facilitates sending money, either domestically or internationally. Understanding the scope of services that USPS does and does not cover helps in recognizing the specific financial products available to customers through postal services.